I have always wanted to live at a 2-storey townhouse. At
Pasig, it is imperative that you have a 2nd floor at the house as you would
never know when a similar thing to Ondoy will happen again. At least kapag may
2nd floor, once inabot ng baha ang first floor, may tatakbuhan ka pa. Kapag
umabot pa din ng 2nd floor, sa bubong na tayo tatakbo. Which reminds me that I
need to buy an inflatable bed soon.
We are already the 2nd owners of the townhouse we have
bought and based on the transfer documents, the name of the former owner is
Alex and Ofelia Paz. According to the guy who sold the unit to us, they went
abroad that is why they are selling the house. Actually, pinagawa nya ung bahay
in the sense that pinapintura ang lahat and pinalitan ang toilet bowls. The
house looks brand-new. The current owner agreed that we can occupy the house
kahit hindi approved ung loan as long as we paid already the downpayment and
that we applied already sa bank. Just imagine the smile on my husband's face when he learned of it. Sya ung kating-kati nang magkabahay talaga.
I took a housing loan at Robinsons Bank and July and I has
to pay our mortgage for the next 15 years. We have to withdraw all our
investments pambayad sa downpayment. But heck, we have a house near July’s work
and it is a 20min drive from my office (if walang traffic). It is convenient to
both July and I, we are near a park, several groceries, a major hospital, we have
choices where we can enroll the kids, we have a celebrity as a neighbour, it
was a quiet neighbourhood, the kids can play and take their bikes outside along
with the other kids, the guards go on roving every hour, they dont allow just
anybody inside the compound, we were able to install landline, we have cable,
the bills are all under our name and the address, it has a decent swimming pool
and clubhouse, etc. That house really is for us! I honestly enjoy staying now
at the house unlike before that i always want to go out.
The unit is 75sqm lot area, 120sqm floor area. It has 3
rooms & 2 T&B at the 2nd floor while another T&B at the 1st floor.
There was a maids room but we converted it to a storage area because that room
is really small. May storage area rin under the stairs. We visited both SM Home
World and Mandaue Foam scouting for furnitures for the new house and
nakakabutas talaga ng bulsa. I am often quoting July that we need a few more
months before we can recover with the expenses. Funny thing, when we were
renting an apartment, super ayaw ni July maglagay ng decors sa dingding kasi
ayaw daw nya magbutas. This time around, ayaw pa din nya. Asus.
The parking outside though is not big and since you have
units facing each other, parking can really be a hassle especially if you have
more than 2 vehicles. For the 1st up to the 15th of each month, we have to park
at the other side of our gate or inside the unit’s carport. While during the
16th up to 31st of each month, we can park just in front of our gate. I
normally had difficulty looking for parking space during the 1st half of the
month so I just park my car inside the gate. According to the memo that I
received, this is also the set-up on other subdivisions daw. Carry lang, I have
no plans of buying a 2nd car and we just need to park elsewhere if we have
houseguests!
Here is the kwento on why/how we finally got the house:
September 15, 2013 – during our project house quest, we went
around nearby subdivisions looking for a townhouse for sale. Since we just live
near PMG, we asked the guard if they still have vacant units but according to
them, sold-out na daw lahat. Fine. We visited another 2 townhouses – Athena at
Mercedes and Summerfield at Eusebio. Both townhouses are okay though with their
size, feeling ko hindi pa rin kasya ang gamit ko. Ung tipo bang hindi pwedeng
sabay ang dalawang tao umakyat ng hagdan kasi hindi kayo kasya.
September 16, 2013 – while searching the internet for the
prices of the Athena townhouse, I came across a sulit ad which mentions that
they are selling a unit at PMG. I immediately texted the number there and asked
if the unit is still available for sale. The one who replied to me is Ms. Vicky
Garcia and she told me that there are 2 units available – at Phase 1 with SRP
of Php 3.5M and at Phase 2 with SRP of Php 3.9M. The Phase 2 unit is bigger
according to her. I asked if i can do a site visit and she told me that we can
visit the next day. Below is the screenshot of that sulit ad.

September 17, 2013 – I left the office at lunchtime and met
with July to go to the site visit for the townhouse. We visited the 2 units and
even though the Phase 2 townhouse is under renovation and much more expensive,
it is what July and I felt is much better. The Phase 1 unit though cheaper does not have that homey feel to us. We requested the broker, Ms. Vicky
to negotiate the price and to send us a sample computation of the payment
terms.
September 18, 2013 – Last price of Php 3.8M and if we want
to get the unit, we have to meet with the seller and the broker that week
so that we can already give to them our downpayment. According to the broker,
there is another buyer interested on the unit. I honestly dont doubt it because
even though it is expensive, it is really a townhouse at a prime location.
September 21, 2013 – Goodbye, 380k. We signed the contract
to sell and good thing Mama loaned me money to pay for the downpayment. The search is over, we now
have a house!
The house blessing happened on October 5 and we moved
in October 19. Dapat daw before sunrise, andun na kami kaya madaling araw ang peg namin paglipat. Dapat din daw full moon kaya bilog na bilog ang buwan nung lumipat kami. Mama, Papa, Nanay, Miren and Ate Lerie visited us that day as we
have a small salo-salo at the house to celebrate. Ate Ester cooked biko while
Ate Cel cooked her famous caldereta.
It is now more than 6 months after we moved in at the house.
We have been paying our mortgage for about 4 months already. And boy, were we
really glad that we now have a house we can call on our own. God is really
good.